Remodel My Home or Get Cash Out

Remodel My Home or Get Cash Out

Can I Use the Equity in My Home to Remodel?
Some customers with equity may qualify to refinance their mortgage and access available equity to finance a remodel or home improvement. Contact one of our Mortgage Professionals to learn more.
Can I Use the Equity in My Home to Get Access to Cash?
Refinance programs that include the ability to get cash out have become more limited, though some well-qualified customers with available equity may be able to access cash through a refinance. contact one of our Mortgage Professionals to learn more

Types of Home loans

FHA Loans
Offers more flexible qualifying criteria and requires smaller down payments than with most conventional loans.
FHA 203k: Combine repairs and home financing into one loan.

Conventional Loans
Offers a stable monthly payment.

Jumbo Loans
Various options for mortgages over $417,000 and up to $2.5 million.

VA Loans
Valuable option for American veterans, members of the military, and some surviving spouses.

Down Payment Assistance (DPA) Programs
Omniscient Real Estate Finance permits certain Down Payment Assistance programs that assist borrowers who meet specific criteria, such as first-time homebuyers, borrowers with lower incomes, and those attending homeowner counseling, among others.

USDA Loans
USDA loans are primarily used to help low-income individuals or households purchase or refinance homes in rural areas.